Paul Hutchinson

When you’re looking for a home loan, you could go to a Finance Broker or to a Bank. While a Bank will only offer you its own products, a Finance Broker is an industry expert who will take the guesswork out of finding the mortgage product that suits you and your needs. It’s understandable that Finance Brokers are now the number one choice for consumers who are seeking a home loan or to refinance an existing loan. Businesses are also engaging Finance Brokers to help them with their finance needs from car and equipment leasing to loans to help their […]

Bank loyalty is costing you! Chances are if you have maintained your Home Loan or Investment Loan with the same Bank for at least (2) years, you are probably paying an interest rate that is higher than those who work with us to actively manage their Home Loan. We ensure our client gets the best deal available from their existing Bank or if necessary a new Bank. We do all the leg-work. The savings can be significant, our services are free to the client and the opportunity to save money should not be ignored. If you would like us to […]

Fast, competitive car and equipment finance for business… Pre-approved Asset Finance up to $500,000 ‘Low doc’ finance No financials required No tax information required Simple fast approval & settlement Very competitive interest rates from reputable financiers/Banks   Eligibility Criteria You have been in business with an ABN registered for GST for at least (2) years Credit check is to be satisfactory Some other conditions may apply Hutchinson Financial is an authority in banking and finance! We will research, analyse, compare, negotiate, recommend and then arrange finance for you or your business. You still maintain control however we do all the leg-work. […]

You regularly check: Production costs, Commodity prices, Weather forecasts…but what about your financing arrangements? Farming can be a tough business. Often many factors that can make or break a successful enterprise are outside of your direct control. There are however areas in your business that you can influence to optimise the seasons profit outcome. Take for example the cost of financing your business. Ask yourself… Are we paying more than we need to i.e. are we paying interest, fees and charges on our existing finance facilities which have become uncompetitive? What is a ‘good’ interest rate in today’s market? Are […]

So what is a ‘good’ interest rate? Are you paying too much?Is loyalty to your current bank costing you? Save time and money… our services are generally at no cost to our client! Hutchinson Financial will answer the “good” interest rate question and potentially save you thousands! Hutchinson Financial, a Finance Broker Firm (Australian Credit License 429444) will research, analyse, compare, negotiate, recommend and then arrange finance for you or your business. • Significantly reduce your debt facility interest rates, fees and charges• Engineer a debt repayment structure that suits your cash flow• Less onerous facility terms and conditions• Fund […]

Pay your insurance premiums in manageable instalments One of the factors that assists in the management of business cash flow is when your expenses can be paid at regular intervals. Consider your payments for salaries, rent, leases, light and heat etc. all of which occur in manageable instalments. When it comes to business insurance, most insurers expect you to pay the full year’s premiums in one lump sum, which in many cases can represent a significant strain on your cash flow. But now, your business insurance premiums can be handled in instalments with Insurance Premium Finance. Insurance Premium Finance is […]

EOFY: How Small Businesses Can Minimise Tax Liability End of financial year is a great time to take advantage of business equipment deals, particularly with the threshold for accelerated deductions for small business being raised from $1000 to $20,000. Planning ahead and thinking carefully about your business needs are key to minimising both tax liability and cash flow impact. As business owners rush to minimise tax liability and equipment suppliers fight for the dollars those businesses are looking to spend before 30 June, end of financial year generally sees commercial equipment heavily discounted. This year, with the threshold for immediate […]