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Paul Hutchinson

About Paul Hutchinson

https://hutchinsonfinancial.com.au

Posts by Paul Hutchinson:

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No financials or tax information required if simple conditions met…decision on the spot!

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We will research, analyse, compare, negotiate, recommend and then arrange finance for you or your business. You still maintain control however we do all the leg-work.

The financiers (Banks) bid for your business and this ensures your loan facilities (new or existing) remain competitive both in cost and structure.

We are a MFAA Accredited Finance Broker firm, hold an ASIC Australian Credit License and maintain consumer and business accreditations with all significant domestic financial institutions.

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Interest rates are on the move…are you getting a good deal on your home loan?

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With so many products offered by various lenders, it can be quite perplexing trying to figure out whether or not you’ve scored yourself a good deal on your home loan. While doing your research and comparing what’s out there in the market is one of the most obvious ways to find out whether you’re sitting on a good deal, it can be a time consuming practice and an overwhelming experience for those without specialist knowledge of the mortgage sector. “It’s good to shop around, and yes you can use comparison websites, but because lenders call like products different names, it […]

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No financials or tax information required if simple conditions met…decision on the spot!

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Fast, competitive car and equipment finance for business… Pre-approved Asset Finance up to $500,000 ‘Low doc’ finance No financials required No tax information required Simple fast approval & settlement Very competitive interest rates from reputable financiers/Banks   Eligibility Criteria You have been in business with an ABN registered for GST for at least (2) years Credit check is to be satisfactory Some other conditions may apply Hutchinson Financial is an authority in banking and finance! We will research, analyse, compare, negotiate, recommend and then arrange finance for you or your business. You still maintain control however we do all the leg-work. […]

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Novated Lease

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If you’re an employee and you’re looking to buy a car, a novated lease arrangement could put you in the driver’s seat and save you money in the process. A novated lease is a way you can finance a new or used car. You can make your repayments from your pre-tax salary with approval from your employer under a ‘salary sacrifice’ arrangement. This can effectively reduce your taxable income. It can also allow you to bundle your vehicle’s expenses into one simple payment. Here’s how it works:1. You enter into a lease agreement with a finance provider or a bank […]

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How to choose the right business loan…and save!

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How to choose the right business loan From time to time, a business needs a cash injection. With so many lenders offering a dizzying array of products, it can be difficult to know what to choose. There are plenty of different types of business finance, but before diving in and applying, it’s important to understand your requirements first, so that a loan can be matched to your needs, and so that you can potentially avoid the problem in the future. “Do your homework first, because if you don’t, you’re going to buy the wrong product,” says Paul Hutchinson, Managing Partner […]

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Spread your insurance premiums to suit your cash flow

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Pay your insurance premiums in manageable instalments One of the factors that assists in the management of business cash flow is when your expenses can be paid at regular intervals. Consider your payments for salaries, rent, leases, light and heat etc. all of which occur in manageable instalments. When it comes to business insurance, most insurers expect you to pay the full year’s premiums in one lump sum, which in many cases can represent a significant strain on your cash flow. But now, your business insurance premiums can be handled in instalments with Insurance Premium Finance. Insurance Premium Finance is […]

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How to buy a home when you’re self-employed

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Self-employed borrowers often come up against the challenge of not being able to present a raft of payslips and tax returns to back up their loan applications. But this need not stop you buying your dream home. Many lenders offer low-doc loans for self-employed borrowers who can’t hand over payslips and employment records. This means that, rather than the usual documentation, you prove your ability to service a loan using bank statements, declarations from your accountant and financial records. Of course, as with any mortgage application, you must still prove that your income outstrips your spending and you can service […]

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Aged Care – Accommodation Bonds

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Aged Care – Accommodation Bonds Moving a loved one into an aged care facility can often be a traumatic experience. The financial side of this can add even more stress with pressure to find significant funding in a short space of time. Often a Refundable Accommodation Deposit is required and this can commonly exceed $500,000. How to fund this payment is a complex problem for many families. Hutchinson Financial can arrange a loan that can be used specifically to make this payment, reducing the stress for families at a very emotional time. If you would like to know more, call Paul on 0477 […]

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No financials or tax information required if simple conditions met…decision on the spot!

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Fast, competitive car and equipment finance for business… Pre-approved Asset Finance up to $500,000 ‘Low doc’ finance No financials required No tax information required Simple fast approval & settlement Very competitive interest rates from reputable financiers/Banks   Eligibility Criteria You have been in business with an ABN registered for GST for at least (2) years Credit check is to be satisfactory Some other conditions may apply Hutchinson Financial is an authority in banking and finance! We will research, analyse, compare, negotiate, recommend and then arrange finance for you or your business. You still maintain control however we do all the leg-work. […]

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How to choose the right business loan

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How to choose the right business loan From time to time, a business needs a cash injection. With so many lenders offering a dizzying array of products, it can be difficult to know what to choose. There are plenty of different types of business finance, but before diving in and applying, it’s important to understand your requirements first, so that a loan can be matched to your needs, and so that you can potentially avoid the problem in the future. “Do your homework first, because if you don’t, you’re going to buy the wrong product,” says Paul Hutchinson, Managing Partner […]

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